Scientific journal
Научное обозрение. Экономические науки
ISSN 2500-3410
ПИ №ФС77-57503

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TRENDS MARKET MORTGAGE LENDING IN RUSSIA

Gordin I.A. 1 Uchinina T.V. 1 Valov V.A. 1
1 Penza state University of architecture and construction
In recent years one of the most effective ways of realization of the right of citizens on the dwelling at the expense of own forces and opportunities is mortgage housing lending, not too widespread in the Russian Federation. It is connected with duration of terms of crediting and the undeveloped organization of system of refinancing. The analysis of a condition of the market of mortgage housing lending is presented in article in the first half of the year 2014. The analysis of appeal of development of the market of mortgage housing lending is carried out. Problems which it is possible to face at the main stages in the course of granting a mortgage loan are revealed and ways their solutions are proposed, in particular need of development of offers on decrease in an interest rate for the mortgage housing loans is revealed, and also work on reduction of size of an initial contribution at apartment purchase has to be conducted.